Who can pawn?	- Above 16 years old with a valid I/C, passport or foreign documents
What can pawn?	- Any valuables (e.g. gold, jewelries, branded watches etc)
Why pawn?	- Simple, hassle-free procedure that gives you instant cash loans in minutes

4 easy steps to get instant loans!!!

Step 1 - Bring in your valuables for us to valuate.
Step 2 - We will then pawn you the valuation price given by our friendly staffs.
Step 3 - We will print a pawn ticket based on the loan amount, items and weight of your valuables.
Step 4 - You will then receive the pawn ticket and cash.

Pawn Contract Rules

1. 1.5% interest per month
   Interest charge = Loan amount x 1.5% per month
2. 6 months validity
   
   1. Come in anytime within 6 months of your pawn-in date to renew your ticket or to redeem your items
   2. To renew your ticket, please pay us the 1.5% per month interest and extend your validity for another 6 months
      
   3. To redeem(take out) your items, please pay us the (1.5% per month interest + loan amount)
      e.g.    You take a loan amount of $100.
               To renew after 6 months = ($100 x 1.5% per month) x 6 months
                                                     = $9.00
              To redeem (take out) after 6 months = [($100 x 1.5% per month) x 6 months] + loan amount
                                                    = $109.00
3. Want more cash from your existing pawn ticket?
   
   1. E.g. Your valuables might be worth $100 at the pawn-in time but you only pawn $50 to tide over your money crisis.
      
      1. After 1 month later, you realized you need more cash. Come back to us with your pawn ticket, verify you are the pawner and our staff will increase the pawn amount to $100 (provided your valuables are still worth $100 in a month's time).
         
      2. All you have to do is to pay us 1 month interest ($50 x 1.5% per month = $0.75) and we will give you another $50 and a newly printed pawn ticket of $100 loan (Please bear in mind that your interest is higher now ($100 x 1.5% per month = $1.50)).
4. Flexible installment payment
   
   1. E.g. Your pawn ticket stated is $100 cash loan. 1 month later you come back to us and request to reduce the pawn amount to $80.
      
      1. All you have to do is bring your pawn ticket, pay us the interest of ($100 x 1.5% per month = $1.50) plus $20 (total of $21.50) to reduce the pawn amount to $80. Therefore your next interest payment is lower ($80 x 1.5% per month = $1.20)